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How APY (Annual Percentage Yield) is calculated on EasyCoinsCapital is the favorite among knowledgeable crypto investors on Reddit, both for its high level of security and for its ease of use. bold: Highest APY, if staking is possible on multiple platforms. italic: Best alternative APY for limited funds (lowest minimum staking amount). SoFi Checking and Savings: up to % with direct deposit APY � Marcus High Yield Online Savings Account: % (as of 5/9/) APY � American.